Car & mobility · B
Fleet insurance
A managed fleet, better-controlled risks.
Fleet insurance groups a company's vehicles under one contract: compulsory third-party liability, defence and recourse, assistance, theft, fire, broken glass and damage covers as needed. Quote-based pricing after a fleet inventory.
Businesses holding several professional or utility vehicles.
01 — At a glance
Managing several vehicles one by one is costly and scatters the covers. A fleet contract simplifies tracking, harmonises cover levels and eases claims notification. Motor third-party liability remains compulsory for every motor vehicle in the fleet.
02 — Regulatory framework
Compulsory motor liability for each fleet vehicle
La loi rend obligatoire la souscription d'une assurance minimum pour tous les véhicules dits « terrestres à moteur ».
03 — Formulas & covers
| Cover | Basic | Comfort | Comfort plus |
|---|---|---|---|
| Third-party liability | ✓ | ✓ | ✓ |
| Catastrophic event | ✓ | ✓ | ✓ |
| Defence and recourse | ✓ | ✓ | ✓ |
| Passengers carried | ✓ | ✓ | ✓ |
| Driver protection | ✓ | ✓ | ✓ |
| Assistance | ✓ | ✓ | ✓ |
| Fire | ✗ | ✓ | ✓ |
| Theft | ✗ | ✓ | ✓ |
| Broken glass | ✗ | ✓ | ✓ |
| Collision damage | ✗ | ✓ | ✓ |
| Third-party property | ✗ | ✗ | ✗ |
| Price | Quote-based — no public price. | Quote-based — no public price. | Quote-based — no public price. The source matrix does not list the “Collision damage” row for this formula. |
04 — Key points
- Third-party liability
- Defence and recourse
- Assistance
- Theft and fire (option)
- Broken glass (option)